For many international students, one of the biggest common concerns before studying abroad is dealing with the cost of living in Singapore for international students.
Singapore is, indeed, one of the most expensive countries to live in. On average, a single student can expect to spend between SGD 1,500 and SGD 2,500 per month, even though it is still depending on the individual’s lifestyle. This article will break down the expenses by category, helping you create a realistic budget before starting your studies in Singapore.
Estimated Total Monthly Cost
The average cost of living in Singapore for international students ranges from SGD 1,500 to SGD 2,500. The variation depends on housing, dining habits, and any other personal spending.
For instance, students who are living in university hostels and eating mostly at hawker centers will spend on the lower end. On the other hand, students who are renting private apartments and dining at cafés and restaurants are expected to incur a higher cost.
Breakdown of Monthly Living Expenses
1. Accommodation
Housing is the largest expense for most students. Options include:
- Campus dormitory/hostel: SGD 250–700 per month (most affordable, but limited availability).
- Shared HDB flat room: SGD 600–1,400 per month (most popular).
- Condominium room rental: SGD 1,000–3,000 per month (complete facilities, such as gyms and pools).
2. Food
Singapore is known for its affordable hawker centres, but prices vary depending on dining style:
- Hawker centres or campus canteen: SGD 300–450 per month (SGD 4–6 per meal).
- Cafés or casual dining: SGD 600–900 per month.
- Cooking at home: SGD 200–400 per month (depending on grocery habits).
3. Transportation
Singapore’s public transport is efficient and student-friendly:
- MRT and bus using Student Pass/EZ-Link: SGD 50–120 per month.
- Taxis or ride-hailing apps (occasional use): SGD 30–100 extra.
4. Utilities & Communication
Some rentals include utilities, while others require separate payments:
- Electricity, water, and internet: SGD 100–200 per month.
- Mobile data plan (student package): SGD 20–40 per month.
5. Academic & Personal Expenses
Beyond daily living, students should also budget for education-related and personal needs:
- Books, printing, and stationery: SGD 50–100 per month.
- Health insurance (mandatory): Around SGD 30–60 per month.
- Student visa renewal fee (annual, averaged monthly): About SGD 5–10.
- Leisure, entertainment, social activities: SGD 100–300 per month.
Tips to Manage Living Costs in Singapore
Even though the cost of living in Singapore for international students is considered high, you can follow these steps to manage your expenses:
- Use student discounts for museums, cinema tickets, and public transport.
- Eat at hawker centres or campus canteens instead of cafés.
- Maximize public transport instead of taxis.
- Apply for scholarships or financial aid offered by universities or the government.
- Plan and track a monthly or weekly budget to stay on target.
The average cost of living in Singapore for international students is significant, but with good planning, it can be managed effectively. With the right budget, your student journey in this vibrant city can be both affordable and enriching.
