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Malaysia and Thailand: The Best Affordable Retirement Destinations in 2025

Malaysia and Thailand: The Best Affordable Retirement Destinations in 2025
Photo by Huy Phan on Unsplash

Retiring abroad is an exciting adventure, but it also comes with challenges. Choosing the right destination requires accurate information and guidance to understand the factors involved. 

To help retirees make the best decision, the Annual Global Retirement Index 2025 has been released as a key reference for determining the most suitable countries to enjoy a comfortable and fulfilling retirement.

Also read: The 12 Best Places to Retire in Asia: A Guide to Affordable and Enriching Living

In this index, Malaysia and Thailand have been ranked among the top ten best countries for retirement in 2025. Malaysia secured the seventh position, while Thailand ranked tenth. 

The annual report published by International Living evaluates several critical factors, including benefits, cost of living, housing availability, visa policies, healthcare services, climate, governance, infrastructure development, and expat-friendliness.

Also read: Finding Your Retirement Paradise: 3 Best Destinations in Southeast Asia for Retirement

Malaysia: Affordability with a High Standard of Living

Malaysia is an affordable choice for retirees. The country allows retirees to enjoy a high standard of living at a relatively lower cost than many other nations. 

Well-developed infrastructure, high-quality yet affordable healthcare services, and a welcoming expat community make Malaysia an ideal destination for retirement.

Also read: 14 Countries that offer Retirement Visas, Four in Southeast Asia

Thailand: Low Cost of Living and Retirement-Friendly Visa Policies

Meanwhile, Thailand offers retirees an exceptionally low cost of living. For instance, renting a studio apartment in Thailand costs around $600 per month, daily food expenses average $15, and monthly city transportation costs are under $100. 

Additionally, Thailand has one of the most retirement-friendly visa policies in the world. Eligible foreign nationals can obtain a retirement visa, allowing them to stay in the country for up to 10 years, making Thailand an attractive option for those looking for a peaceful and worry-free retirement.

Also read: Find the Perfect Retirement Paradise in Southeast Asia Here!

The Complete List of the 10 Best Countries for Retirement in 2025

According to the Annual Global Retirement Index 2025 published by International Living, the ten best countries for retirement are:

  1. Panama
  2. Portugal
  3. Costa Rica
  4. Mexico
  5. France
  6. Spain
  7. Malaysia
  8. Greece
  9. Italy
  10. Thailand

With various factors considered in this index, retirees now have a comprehensive guide to help them choose the country that best suits their lifestyle and retirement dreams.

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